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Old 24-09-01, 05:54 PM
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wilf wilf is offline
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Join Date: Jan 2001
Location: On the naughty step
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RE: SVA KIT CAR Magazine

Graham - you are right, but the article does raise other questions (I have already raised this with Iain Hyne). To wit - if effectively every kit car on the road is not in exactly the same state as that in which it passed SVA - what is the implication for Insurance cover?

In the event of any major insurance claim ( say a kit car drives into a queue of people at a bus stop heaven forbid), any insurance company would inspect the vehicle involved in fine detail. They would find non SVA components (fitted after SVA, like wheel spinners, windwings, sun visors, non-SVA mirrors etc., or removed after SVA like side indicator repeaters, taped up edges etc.) and that could give them reason to not pay the claim, leaving the driver totally up sh*t street.

We have to realise that insurance companies will take any excuse to defend a claim - are we all in danger from this?? It is probably an issue most people would never think about, but a real problem nonetheless. I bet none of us tell our Insurers about post SVA mods on proposal forms!!!

Food for thought


Wilf
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