Quote:
Originally Posted by dingocooke  sort of, theres no such thing as an invalid SVA; as I said before, theyre like MOT's; theyre just a certificate that the vehicle complied on the day of the test; yes its a grey area, but if you have a serious wipe out, plod has a thorough vehicle check done, but its all about condition of brakes suspension tyres etc etc; they dont call the man from the ministry any more (even to FATACS where a mechanical defect is suspected) and the insurance companyies have no concept of what is and isnt SVA compliant. Theoretically its possible the insurers could use a non sva compliant area to try and wriggle out of a claim; if they could prove it contributed to the accident; but in reality short of a full sva re test to check compliance its not going to happen. The wise kit car owner tells his insurer his car is a modified kit, and theres no issue. |
However, its not unknown for insurers to check on websites and forums for information, so if you post up here that you had your car built by Joe Bloggs Car Builders, and you have put it through as Cat A to get round emmissions, then you have falsified the SVA and the SVA certificate could be used by the insurance company to wriggle out of the claim.
Insurance companies will do all they can to wriggle out of large claims, and lets face it, the majority of our cars are insured for around 30K for maybe a £5,000 a year premium.