[dingocooke]

To be fair the price was a side issue for me; not that Im rolling in it, but my experience is cheap insurance always adds up to poor cover/payment somehow in the event of a claim or a refund. Im not saying that payng more guarantees the reverse of course, but my take on insurance is if they behave with the commomly perceived attitude of a civil servant when your trying to give them your money, then how on earth can you expect a good response from them when you are asking them to pay a claim? Its understandable when you have a pal on the inside that things are going to run smooth, but what happens if one day you have to claim and its not a department where ha has authority, or your insider has left? Hope it never happens of course, but its a risk.

Anyway after a few years with Flux, I switched to BB; what a breat of fresh air; BB were clear friendly and followed up their telephone promises with the paperwork. unlike Flux who were incompetant and at times almost rude on the phone and their correspondance didnt reflect the promises made in phone calls, and was at times quite aggressive and overbearing.

Of course every business has its fans and detractors, but if you search Adrian Flux on here the general take appears to be of disatisfaction; search BB and its almost unanimously good.