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  #1 (permalink)  
Old 16-10-07, 03:25 PM
hairysanta's Avatar
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Join Date: Aug 2007
Location: Bristol
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Insuring two cars

Hi everyone,
Has anyone out there found a way to insure 2 cobras with some allowance being made as you cant drive both at once (has to be separate policies I'm being told)
To make it worse I'm also a biker so that has to be covered as well
Any one had the same problem--how did you get over it
all the best
pete

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  #2 (permalink)  
Old 16-10-07, 03:31 PM
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I tried to get the build up insurance for my Crendon added to the Dax insurance. No chance.

It will be separate policies unless you can get a Fleet policy. Generally these are for companies though.

Try Haggerty Classic Car Insurance. They do car collections, maybe they will be able to help.
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Old 16-10-07, 04:36 PM
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For two Cobras there is nobody who can do it on a single policy at the moment as far as I know, even though you cant drive two at once, the risk element is still there for fire theft etc and the insurance companies wont split that out because they dont know what mileage ratio your using the two vehicles and at what times/risks etc etc etc
For bikes you can have multibike policies; BUT...Im currently running two multibike policies from the same provider, becasue you can't have modern and older bikes on the same multibike policy...and get this, my '96 916 Ducati is on the classic policy with my Manx Triton, but my '02 XR650R trail bike is on the modern policy, and even though the 916 is higher risk in almost every aspect you care to look at (value, performance, cost to repair, pillion risk) the premium is lower, and its covering two bikes at more than 4 x the value (and the triton with twin chopped monoblocs and a matchbox float is twice as likely to catch fire!)
Insurance is a sodding nightmare isnt it!!
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Last edited by dingocooke; 16-10-07 at 04:39 PM.
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Old 16-10-07, 05:40 PM
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Much the same as 2 x cars = 2 x RFL, although you can only drive one at once.

Insurance companies - GAY.
RFL - GAY and PINK.
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Old 16-10-07, 07:09 PM
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As Neil O says (although he can't spell) try Hagerty Insurance.
I have 3 cars on the same policy with them 08700 420220.

Phil
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  #6 (permalink)  
Old 16-10-07, 07:32 PM
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I looked into this a couple of years back.
Running two cobs.
No joy with the main insurers.
Then looked at a fleet policy to cover sisters Cadillac as well.
Quotes were more than individual cover on each.
Trader policy is probably the easiest way .

Andy
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  #7 (permalink)  
Old 16-10-07, 09:44 PM
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Quote:
Originally Posted by VeeEight View Post
As Neil O says (although he can't spell) try Hagerty Insurance.
I have 3 cars on the same policy with them 08700 420220.

Phil
Thanks Phil. At least someone was paying attention.......
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Old 16-10-07, 09:57 PM
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Quote:
Originally Posted by dingocooke View Post
For two Cobras there is nobody who can do it on a single policy at the moment as far as I know, even though you cant drive two at once, the risk element is still there for fire theft etc and the insurance companies wont split that out because they dont know what mileage ratio your using the two vehicles and at what times/risks etc etc etc
For bikes you can have multibike policies; BUT...Im currently running two multibike policies from the same provider, becasue you can't have modern and older bikes on the same multibike policy...and get this, my '96 916 Ducati is on the classic policy with my Manx Triton, but my '02 XR650R trail bike is on the modern policy, and even though the 916 is higher risk in almost every aspect you care to look at (value, performance, cost to repair, pillion risk) the premium is lower, and its covering two bikes at more than 4 x the value (and the triton with twin chopped monoblocs and a matchbox float is twice as likely to catch fire!)
Insurance is a sodding nightmare isnt it!!
Cobra and Ducati owner? Thou art a man of taste...
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