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Oh yes - car declared as significantly "modified" from "standard specification" - I told them there was no standard spec and I had customised it. Didn't seem to bother them.........
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My opinion is worth exactly what you paid for it. CRENDON - go on, you know you want to! |
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Id like to bet the SVA people view their test much like the MOT in this regard; its certifying that the vehicle complied on the day of test; read the back of an MOT certificate and youll see what I mean. Government agencies like VOSA and the DVLA might play dim, but they know exactly what's going on!!
As long as you make it clear to the insurer that its a kit car, and its a non std spec, then theres very little for them to wriggle on IMHO; Id be more inclined to be worried about the way your broker has defined the vehicle and ts risk; far more loopholes there. Im sure the halfordshotrodded Nova boys (and girls) have more of a potential problem with this, but it does pay to be upfront with the insurers; if you lie about anything to them you may as well not be insured.
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Regards Steve-serial cobra buyer; is it an illness??? We're not here for a long time, We're here for a good time... |
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My point precisely when it comes to invalid SVAs
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Best Regards Robert My Son had a toy steering wheel which he used to spin furiously, making loads of go-faster noises, leaning into all the tight corners, perhaps running the government feels a bit like that. You make all the noises, but when you stop you haven't really gone anywhere. |
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sort of, theres no such thing as an invalid SVA; as I said before, theyre like MOT's; theyre just a certificate that the vehicle complied on the day of the test; yes its a grey area, but if you have a serious wipe out, plod has a thorough vehicle check done, but its all about condition of brakes suspension tyres etc etc; they dont call the man from the ministry any more (even to FATACS where a mechanical defect is suspected) and the Insurance companyies have no concept of what is and isnt SVA compliant. Theoretically its possible the insurers could use a non sva compliant area to try and wriggle out of a claim; if they could prove it contributed to the accident; but in reality short of a full sva re test to check compliance its not going to happen. The wise kit car owner tells his insurer his car is a modified kit, and theres no issue.
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Regards Steve-serial cobra buyer; is it an illness??? We're not here for a long time, We're here for a good time... |
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Insurance companies will do all they can to wriggle out of large claims, and lets face it, the majority of our cars are insured for around 30K for maybe a £5,000 a year premium.
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Best Regards Robert My Son had a toy steering wheel which he used to spin furiously, making loads of go-faster noises, leaning into all the tight corners, perhaps running the government feels a bit like that. You make all the noises, but when you stop you haven't really gone anywhere. |
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Regards Steve-serial cobra buyer; is it an illness??? We're not here for a long time, We're here for a good time... |
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hehehe, its cos you are old.
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Best Regards Robert My Son had a toy steering wheel which he used to spin furiously, making loads of go-faster noises, leaning into all the tight corners, perhaps running the government feels a bit like that. You make all the noises, but when you stop you haven't really gone anywhere. |
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