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Thread: Cobra Insurance

  1. #131
    Join Date
    Jun 2007
    Location
    Lanarkshire
    Age
    44
    Posts
    227
    I just moved from A Plan to Flux saving nearly £100. A Plan couldn't get near the quote but Ive got a couple of things with Flux so they may be applying a multi discount.
    Andy
    Dax- 350 Chevy, Holley Carb - Loads of smiles to the gallon SOLD
    AK- 383 Chevy - Even more smiles to even more gallons

  2. #132
    Join Date
    May 2004
    Location
    Finchampstead, Berkshire, UK.
    Age
    56
    Posts
    3,842
    I’m with Backford bloor (KGM are the underwriters), 25% loading for the declared blower, market value (not an agreed value), 3k Miles, to/from place of work = ~£330 (Not on a “classic” type of policy).

    Jim
    GD Mk3 Jag based
    Supercharged LS1
    GD J1M

  3. #133
    Join Date
    Jun 2004
    Location
    Northampton
    Posts
    2,024
    So here’s what I found for my newly acquired 2019 Dax. To put into perspective I’m an old fart, clean licence, no pending convictions etc.

    Hagerty £700. Agreed value. £450 excess. Although they say they are more flexible on the age of vehicles they now insure their premium shows they don’t want to. Competitive though on my Cobretti. £220. Agreed value.
    Backford Bloor. £555. Agreed value. £300 excess.
    Adrian Flux. £500. No agreed value. £550 excess.
    A Plan. £400. No agreed value. £350 excess.
    Classic Line. £382. No agreed value. £250 excess.
    All for £1500 miles which is more than enough for this year.
    Dek

  4. #134
    Join Date
    Jan 2009
    Location
    blackpool lancs.
    Age
    62
    Posts
    5,093
    Recently renewed mine once again with Heritage, £197.60 inc, 3k limit, £35k G.value, £100 excess.

  5. #135
    Join Date
    Sep 2009
    Location
    Leeds
    Posts
    3,027
    Renewed mine with A-Plan again, < £150, £30k G Value, 3k miles, breakdown cover and 90 day EU cover.
    Conny - A Carnival Red Metallic (paint code Ref: Jag CGG/1811) Southern Roadcraft V8 ( SRV8 ) with 383ci stroker chevy.

  6. #136
    Join Date
    Jun 2004
    Location
    Northampton
    Posts
    2,024
    Be useful to know the age of the vehicles to understand if the company insures newer Cobras or just older ones than fit into a “classic” category.
    Dek

  7. #137
    Join Date
    Jun 2004
    Location
    Northampton
    Posts
    2,024
    Quote Originally Posted by Dek View Post
    So here’s what I found for my newly acquired 2019 Dax. To put into perspective I’m an old fart, clean licence, no pending convictions etc.

    Hagerty £700. Agreed value. £450 excess. Although they say they are more flexible on the age of vehicles they now insure their premium shows they don’t want to. Competitive though on my Cobretti. £220. Agreed value.
    Backford Bloor. £555. Agreed value. £300 excess.
    Adrian Flux. £500. No agreed value. £550 excess.
    A Plan. £400. No agreed value. £350 excess.
    Classic Line. £382. No agreed value. £250 excess.
    All for £1500 miles which is more than enough for this year.
    Dek
    Insurance time again. It seems there are insurers like Hagerty that can give competitive quotes on older cars but not newer registered cars and others that are prepared to quote competitively for newer cars including agreed value. So what are the suggestions for the latter including agreed value? Thanks.
    Dek

  8. #138
    Join Date
    Mar 2019
    Location
    Sevenoaks
    Posts
    141
    Just renewed mine.
    APlan, £60,000 agreed value, AK 1 year old, 5k miles, wife and i fully comp, garaged over night £400 excess. Premium £450 exc tax £470 inc tax. Couldnt get it anywhere else last year. This is with 11 years no claims we are both 50.
    AK Cobra started 06/19
    On the road 11/2020
    Chevy 383 Stroker, TKO 600
    See my build on instagram: Julesdm14

  9. #139
    Join Date
    Jun 2004
    Location
    Northampton
    Posts
    2,024
    Classicline came out best. £440. £250 excess 1500 miles £60k agreed valuation at 5 years old. £24 for agreed value which they were prepared to waive. Closely followed by Adrian Flux £435 but £550 excess. £12 agreed value.
    Dek

  10. #140
    Join Date
    Jun 2007
    Location
    Lanarkshire
    Age
    44
    Posts
    227
    I just renewed with Flux again, £300 but after discussion it dropped to £275. Now the interesting point. They brokered on behalf of Trinity but both added an admin fee which was broken down in the quote, hence the discussion. Approx breakdown of the £300 was

    Flux admin -£45
    Trinity admin ~£44
    Premium ~£187
    IPT ~ £14

    Unfortunately I had left it to the last minute (night before Silverstone Classic) to renew but on principal I would have left Flux with a third of the policy cost being fees. I will be looking very closely at the renewals I have with them going forwards.
    Andy
    Dax- 350 Chevy, Holley Carb - Loads of smiles to the gallon SOLD
    AK- 383 Chevy - Even more smiles to even more gallons

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