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Thread: Build insurance

  1. #1
    Join Date
    Dec 2015
    Location
    Walsall
    Age
    46
    Posts
    153

    Build insurance

    Do people have any recommendation for build insurance for my AK as i'm not far from finishing now and thought I would insure it just in case something my happen. You never know.

    Cheers

  2. #2
    Join Date
    Sep 2009
    Location
    Leeds
    Posts
    2,928
    you could give A-Plan, Thatcham branch a call, check them out on Facebook for phone number - has to be Thatcham branch as they are the specialist division of A-Plan.

    https://www.facebook.com/pg/A-Plan-T...=page_internal

    rgds
    Gary
    Conny - A Carnival Red Metallic (paint code Ref: Jag CGG/1811) Southern Roadcraft V8 ( SRV8 ) with 383ci stroker chevy.

  3. #3
    Join Date
    Sep 2007
    Location
    Peak District
    Posts
    196
    I've been with Adrian Flux for the entire length of my build. Never had to claim though so i don't know if they are difficult to work with though.

    Cheers,
    Mark

  4. #4
    Join Date
    Aug 2004
    Location
    Christchurch, NZ
    Age
    59
    Posts
    2,340
    Adrian Flux are great at taking your money but when it comes to sorting out a simple matter they are a complete nightmare. I would avoid them at all costs.
    Cheers

    Myles D-W

  5. #5
    Join Date
    Apr 2014
    Location
    Stourport on Severn
    Age
    61
    Posts
    257
    I used Footman James for a laid up policy. Didn’t have to claim so no idea how they perform in a crisis. I found them easy to deal with and they understand the kit car scenario.
    Cheers
    Steve

    My missus asked me to build her a Cobra! – How good is that!

    AK Gen2 chassis arrived 12/2/15 IVA Passed 2/7/18 on road 29/7/18
    http://stevesakcobrabuild.blogspot.com

  6. #6
    Join Date
    Dec 2009
    Location
    Barton Mills,Bury st Edmunds,Suffolk
    Age
    50
    Posts
    287
    I mirror Peaches94 I had a policy with Footman James that as the build value increases you have to pay a bit more and sometimes there are admin charges but depending on where you are in the build you can probably give an initial realistic value so perhaps won’t endure that scenario. On completion I think my (laid up) policy was their term was refunded against the new on the road policy post IVA and registration as at that stage your value obviously increases. They insure on chassis number for the initial very good to deal with as mentioned they completely get what you’ve created, also they have add ons if you want at small extra charges, excess protection and the big one for me was full salvage rights and Agreed value! In the back of my mind that has to renewed each year for valuation. Hope that helps.
    mark chambers
    Dax de Dion 350 Chevy

  7. #7
    Join Date
    Aug 2004
    Location
    Christchurch, NZ
    Age
    59
    Posts
    2,340
    Way back when I built mine I simply put it on the house insurance. It cost very little and they were happy to add a clause that said something like "there is a kit car under construction in the garage and this is covered until it receives an MOT certificate"
    Cheers

    Myles D-W

  8. #8
    Join Date
    Feb 2007
    Location
    West Sussex
    Posts
    8,737
    Quote Originally Posted by mylesdw View Post
    Way back when I built mine I simply put it on the house insurance. It cost very little and they were happy to add a clause that said something like "there is a kit car under construction in the garage and this is covered until it receives an MOT certificate"
    I tried that and got refused - as soon as the word 'car' was mentioned, even part assembled, my house insurer didn't want to know.
    I went with Backford & Bloor for build up insurance, as they have an excellent reputation for service in settling claims, but it only goes to about £35k I think, so if you have a high value invetment its a problem.
    Crendon Chassis No.49
    Huddart FE428 + toploader

    Not listed in the Shelby Register.

  9. #9
    Join Date
    Jun 2005
    Location
    Norton Cross
    Posts
    524
    I’ve insured with footman James for the second year now. Got 45k agreed value. They are easy to deal with. A plan, Adrian flux and classic line we’re charging double what footman James were.
    A plan also would not insure me initially as they said I needed to have experience of driving a rear wheel drive car

  10. #10
    Join Date
    Jan 2004
    Location
    Houghton le Spring
    Posts
    175
    I used Backford Bloor - you get a discount for being a cobra club member and you can 'upgrade' the build insurance to full road insurance when the time comes.

    Cheers
    Geoff

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